Are you considering buying a new home or refinancing your current home?

Take advantage of a 30 Year Fixed Rate Mortage.

Find out what you need to qualify for a loan

We do it all!

But we don’t recommend it all. Our #1 recommendation is always a Federal Housing Administration (FHA) Fixed Rate Mortgage. As we all know, there have been a lot of "creative financing" programs in the last 10 years. In the beginning they were great – but now it has become very obvious that "creative financing" is actually "bad financing". As millions of these creative programs begin to mature we are faced with a harsh reality – IF YOUR RATE ISN'T FIXED, YOU MAY PAY A VERY HIGH PRICE WHEN YOUR RATE ADJUSTS - AND YOU COULD VERY LIKELY LOSE YOUR HOME!

 

	Loan Programs
	(Click program for more information)
	Federal Housing Administration (FHA) Fixed Rate Mortgage
	Adjustable Rate Mortgages (ARM)
	Standard ARMS and the Differences
	Introductory Rate ARM's
	London Inter Bank Offered Rate (LIBOR)
	Balloon Mortgages
	Interest Rate Buydowns
	Cost of Funds Index (COFI)